- Stability. You can have confidence knowing that your annuity is issued by an established insurance company, Transamerica, which has received among the highest ratings for financial strength and stability from the major rating agencies.*
- No sales commissions or surrender fees. You don’t have to worry about commissions or fees reducing your annuity’s value.
- Low investment costs. You can keep more of your investment returns because of your annuity’s low costs.** Variable annuities are subject to investment risk, including the possible loss of principal.
Access your annuity onlineUse the button on the right to log on to your account or to register for online access if you haven’t done so already. Once you’ve registered, you can make exchanges between annuity portfolios online. You can also log on to check the following:
- Your contract balances.
- The status of pending and processed transactions.
- Information on death benefit and Guaranteed lifetime withdrawal benefit riders.†
- Statements and confirmations.
Need help?If you have any questions about your annuity, call one of our licensed specialists at 800-462-2391 Monday through Friday from 8 a.m. to 8 p.m., Eastern time. We’re always happy to help.
*Transamerica Premier Life Insurance Company and Transamerica Financial Life Insurance Company received the A+ (Superior) rating for operating performance and financial stability, according to A.M. Best Company. This is the second highest of 16 ratings. Ratings are current as of July 20, 2017. To review a list of additional ratings, visit transamerica.com. Ratings of the insurance company do not apply to the Vanguard portfolios and do not provide protection against investment risk.
**The Vanguard Variable Annuity has an average expense ratio of 0.50%, versus the annuity industry average of 2.24%—excludes fees for optional riders. Source: Morningstar, Inc., as of December 2017. Actual expense ratios for the Vanguard Variable Annuity range from 0.38% to 0.69%, depending on the investment allocation. The expense ratio includes an administrative fee of 0.10% and a mortality and expense risk fee of 0.17%. The expense ratio excludes additional fees that would apply if the Return of Premium death benefit rider or Guaranteed Lifetime Withdrawal Benefit rider is elected. In addition, contracts with balances under $25,000 are subject to a $25 annual maintenance fee.
†Product guarantees are subject to the claims-paying ability of the issuing insurance company.
Deferred variable annuities are long-term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal. If you take withdrawals from a variable annuity prior to age 59½, you may have to pay ordinary income tax plus a 10% federal penalty tax.
The Vanguard Variable Annuity is a flexible-premium variable annuity issued by Transamerica Premier Life Insurance Company, Cedar Rapids, Iowa (NAIC No. 66281), and in New York State only, by Transamerica Financial Life Insurance Company, Harrison, New York (NAIC No. 70688). Form No. VVAP U 1101 (in Florida, Form No. VVAP U 1101 (FL), in Oregon, Form No. VVAP U 1101 (OR) (R) and VVA ME 0508 (OR2015), and in New York, VVA NY 0208(R13)). GLWB Rider Form No. RGMB 43 0811 (in Florida, RGMB 43 0811 (SI)(FL), RGMB 43 0811 (JT)(FL), in Oregon, RGMB 43 0811 (SI)(OR), RGMB 43 0811 (JT)(OR), and in New York, RGMB 43 0811 (SI)(NY) (REV), RGMB 43 0811 (JT)(NY) (REV)). Return of Premium Death Benefit Rider Form No. VVA RP 0811 (in Florida, VVA RP 0811 (FL), in Oregon, VVA RP 0811 (OR), and in New York, VVA RP 0811 (NY) (REV)), without agent representation. Policy and rider form numbers may vary by state and may not be available in all states. The Vanguard Group administers the Vanguard Variable Annuity for the issuer. Its variable annuity and investment costs rank among the lowest in the industry, according to Morningstar, Inc., December 2017. The Vanguard Group, Transamerica Premier Life Insurance Company, and Transamerica Financial Life Insurance Company do not provide tax advice. Investors are encouraged to consult a tax advisor for information on how annuity taxation applies to their individual situations.
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