You have until 11:59 p.m., Eastern time, on Monday, April 15 (the federal tax-filing deadline), to contribute up to $5,500 ($6,500 if you’re age 50 or older) to an IRA for 2018.

You can spread your contribution among one or more traditional or Roth IRAs or contribute to a single IRA account—just be sure not to contribute more than you’ve earned for the year. (There are additional contribution guidelines for Roth IRAs.)

Contribute online today

The fastest way to contribute is through our website. You can either contribute to an existing Vanguard IRA® or open a new one. Either way, you’ll receive a transaction confirmation in just minutes.

Other options

For more information on opening a Vanguard IRA, or to exchange money from your Vanguard nonretirement account into an existing IRA, call us at 800-551-8631. We’re available on business days from 8 a.m. to 8 p.m., Eastern time. If you need specific tax advice, please consult a professional tax advisor.


All investing is subject to risk, including the possible loss of the money you invest.

We recommend that you consult a tax or financial advisor about your individual situation.