Know what you own

Understanding the terms and features of your annuity can help you decide if it’s the best fit for your retirement needs. And if you don’t understand, we’re here to help.

Speak with one of our licensed annuity specialists for a complimentary assessment of your current annuity. Our specialists don’t work on commission, so you’ll get an unbiased evaluation with no obligation.

If you decide to move your annuity to Vanguard, we’ll help you through the process.

Give us a call at 800-523-0788 on business days from 8 a.m. to 8 p.m., Eastern time. We’ll review your contract, explain its terms and features, and help you understand important factors, including:

  • The annuity guarantee you’re entitled to receive.
  • The death benefit scheduled to be paid, if applicable.
  • The total cost of what you own.
  • Any surrender charges that may apply if you decide to change providers.

It’s all about you

An annuity is part of your retirement plan. Now decide if the annuity you have is the right one for you. We want to help you feel confident that you’re getting the most from your annuity—even if it’s not with Vanguard.

Deferred variable annuities are long-term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal. If you take withdrawals from a variable annuity prior to age 59½, you may have to pay ordinary income tax plus a 10% federal penalty tax.

Before making the decision to switch to another annuity, you should consider all costs—such as annual maintenance fees, surrender charges, fees for optional riders and death benefits, and the financial strength of the insurance carrier.