No action required

Our age-based options make investing easy—we do the work for you. We make investment changes shortly after your child’s birthday, and we send you a confirmation once the transaction is complete. You don’t need to lift a finger!

How age-based investments work

When you choose an age-based option, we professionally manage your college savings based on your child’s age and your chosen risk tolerance.

As your child grows older, your money shifts to increasingly more conservative portfolios, concentrated less in stocks and more in bonds and short-term investments. This helps minimize your risk of losses as the college years approach.

Age-based options are designed to give you a complete portfolio in a single investment. If you have other holdings in your 529 account, consider consolidating your savings to take full advantage of your age-based option.

Learn more about age-based investing

All investing is subject to risk, including the possible loss of the money you invest.
For more information about The Vanguard 529 College Savings Plan, call 866-734-4530 or visit to obtain a Program Description, which includes investment objectives, risks, charges, expenses, and other information; read and consider it carefully before investing. Vanguard Marketing Corporation, Distributor and Underwriter. If you are not a Nevada taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program.

The Vanguard 529 College Savings Plan is a Nevada Trust administered by the Board of Trustees of the College Savings Plans of Nevada, chaired by the Nevada State Treasurer.

The Vanguard Group, Inc., serves as the Investment Manager and through its affiliate, Vanguard Marketing Corporation, markets and distributes the Plan. Ascensus Broker Dealer Services, Inc., serves as Program Manager and has overall responsibility for the day-to-day operations. The Plan’s portfolios, although they invest in Vanguard mutual funds, are not mutual funds. Investment returns are not guaranteed and you could lose money by investing in the Plan.